EarnUp is a consumer-first financial technology platform that intelligently automates loan payment scheduling for mortgages, auto loans, student loans, and other consumer debt. The platform partners with lenders, servicers, and financial institutions to help borrowers pay on time, manage their finances, and build financial health. EarnUp has helped millions of Americans schedule billions of dollars in loan payments through its platform, and offers products such as GetAhead for lenders working with struggling homeowners.
EarnUp has been acquired
This company is no longer available on our private secondary market.
Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Founded
2013
Employees
51–200
Total Funding
$59M
4 rounds
Array acquired EarnUp to expand paycheck-aligned payment solutions
Change of control; EarnUp folded into Array's embedded-payments portfolio
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Total raised $59M across 4 rounds
Last updated 09-16-2026
| Date | Round | Amount Raised | Valuation | Lead Investors |
|---|---|---|---|---|
| Mar 15, 2022 | Series C Press release | $31M | — | |
| Feb 24, 2021 | Series B Press release | $25M | — | Bain Capital Ventures |
| Dec 1, 2017 | Series A | Undisclosed | — | SignalFire |
Brad Woodcox
CEO
Matthew Cooper
Co-Founder
Competitor list is illustrative and may be incomplete, stale, or erroneous.
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