Harmoney is an ASX-listed consumer-direct personal lender operating in Australia and New Zealand. Founded in 2013 and launched in September 2014 as New Zealand's first licensed peer-to-peer lender, Harmoney transitioned to a balance-sheet lending model and ceased originating new retail-funded loans in April 2020. The company offers unsecured and secured personal loans through its proprietary digital lending platform, with its Australian loan book now accounting for more than 53% of total group receivables. Harmoney IPO'd in November 2020 with a dual ASX/NZX listing before consolidating to a sole ASX listing in October 2022.
Harmoney is publicly traded
IPO'd on November 19, 2020
This company is no longer available on our private secondary market. Shares can be traded publicly under HMY.
Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Founded
2013
Employees
50–100
Total Funding
$166M
5 rounds
Last Private Valuation
$0.07B
October 2019
Total raised $166M across 5 rounds
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Last updated 06-25-2026
Latest Round
Type
Series A
Date
January 2015
Amount
$7.8M
Valuation
$0.04B
Lead Investors
| Date | Round | Amount Raised | Valuation | Lead Investors |
|---|---|---|---|---|
| October 2019 | Series C | $14.6M | — | Kirwood Capital |
| October 2019 | Series C (corporate debt facility) | $13.6M | — | Not disclosed |
| September 2015 | Series B (debt + equity) | $130M | $0.07B | P2P Global Investments PLC |
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Valuation indexed to 1.0× at the selected entry round. Valuation marks are estimates and may contain errors. Hover each dot to compare.
Entry · Series A
$0.0B
Jan 2015
Harmoney today
$0.1B
Sep 2015 · latest mark
Harmoney multiple
1.5x
valuation uplift since first round
Y-axis is logarithmic. Hollow dots = estimated valuations. Does not represent realized investor returns.
David Stevens
Chief Executive Officer
Simon Ward
Chief Financial Officer
Neil Roberts
Chief Product Officer & Founder
Brad Hagstrom
Chief Operating Officer
John Quirk
Chair (Non-Executive Director)
Paul Lahiff
Non-Executive Director
Competitor list is illustrative and may be incomplete, stale, or erroneous.
Plenti
ASX-listed Australian technology-led consumer lender offering automotive, renewable-energy and personal loans (ASX:PLT).
MoneyMe
Sydney-based digital consumer lender offering personal loans, vehicle finance and credit cards under MONEYME and SocietyOne brands (ASX:MME).
Wisr
ASX-listed Australian non-bank lender providing unsecured and secured personal loans (ASX:WZR).
SocietyOne
Australian online personal lending marketplace, now part of MoneyMe.
Latitude Financial
Major ANZ consumer finance and personal loan provider (ASX:LFS).
Humm Group
ASX-listed ANZ consumer finance group (formerly FlexiGroup) offering BNPL and personal lending products (ASX:HUM).
Yes, Harmoney is publicly traded under the ticker symbol HMY on the ASX / NZX (dual listing). The company went public in November 19, 2020.
Harmoney trades under the ticker symbol HMY on the ASX / NZX (dual listing). It began trading in November 19, 2020.
Harmoney (HMY on the ASX / NZX (dual listing)) shares can be purchased through any standard brokerage account — including Fidelity, Charles Schwab, TD Ameritrade, and online platforms like Robinhood or E*TRADE. Search for the ticker HMY to place an order.
Harmoney went public in November 19, 2020 via ipo, with an offering valuation of approximately $0.07B. Harmoney is publicly traded on the ASX under ticker HMY following its November 2020 dual-listing IPO (ASX/NZX) that raised A$92.5M at a A$353M market capitalisation. The company consolidated to a sole ASX listing in October 2022, citing low NZX liquidity, and was formally delisted from the NZX on 28 October 2022.
Harmoney raised $166M across 5 disclosed funding rounds prior to its public listing.
Harmoney was founded by Neil Roberts in 2013.
Harmoney is headquartered in Auckland, New Zealand.
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