Harmoney

Auckland, New Zealand Fintech Public

Harmoney is an ASX-listed consumer-direct personal lender operating in Australia and New Zealand. Founded in 2013 and launched in September 2014 as New Zealand's first licensed peer-to-peer lender, Harmoney transitioned to a balance-sheet lending model and ceased originating new retail-funded loans in April 2020. The company offers unsecured and secured personal loans through its proprietary digital lending platform, with its Australian loan book now accounting for more than 53% of total group receivables. Harmoney IPO'd in November 2020 with a dual ASX/NZX listing before consolidating to a sole ASX listing in October 2022.

Public Company

Harmoney is publicly traded

IPO'd on November 19, 2020

HMY ASX / NZX (dual listing)

This company is no longer available on our private secondary market. Shares can be traded publicly under HMY.

Overview

Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.

Founded

2013

Employees

50–100

Total Funding

$166M

5 rounds

Last Private Valuation

$0.07B

October 2019

Funding

Total raised $166M across 5 rounds

Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.

Last updated 06-25-2026

Latest Round

Type

Series A

Date

January 2015

Amount

$7.8M

Valuation

$0.04B

Lead Investors

Trade Me Limited
DateRoundAmount RaisedValuationLead Investors
October 2019 Series C $14.6M Kirwood Capital
October 2019 Series C (corporate debt facility) $13.6M Not disclosed
September 2015 Series B (debt + equity) $130M $0.07B P2P Global Investments PLC

Funding by Round

Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.

Valuation Trajectory

Valuation indexed to 1.0× at the selected entry round. Valuation marks are estimates and may contain errors. Hover each dot to compare.

If you invested at:
1x 2x 2015 Harmoney

Entry · Series A

$0.0B

Jan 2015

Harmoney today

$0.1B

Sep 2015 · latest mark

Harmoney multiple

1.5x

valuation uplift since first round

Y-axis is logarithmic. Hollow dots = estimated valuations. Does not represent realized investor returns.

Leadership

  • David Stevens

    Chief Executive Officer

  • Simon Ward

    Chief Financial Officer

  • Neil Roberts

    Chief Product Officer & Founder

  • Brad Hagstrom

    Chief Operating Officer

  • John Quirk

    Chair (Non-Executive Director)

  • Paul Lahiff

    Non-Executive Director

Competitors

Competitor list is illustrative and may be incomplete, stale, or erroneous.

  • Plenti

    ASX-listed Australian technology-led consumer lender offering automotive, renewable-energy and personal loans (ASX:PLT).

  • MoneyMe

    Sydney-based digital consumer lender offering personal loans, vehicle finance and credit cards under MONEYME and SocietyOne brands (ASX:MME).

  • Wisr

    ASX-listed Australian non-bank lender providing unsecured and secured personal loans (ASX:WZR).

  • SocietyOne

    Australian online personal lending marketplace, now part of MoneyMe.

  • Latitude Financial

    Major ANZ consumer finance and personal loan provider (ASX:LFS).

  • Humm Group

    ASX-listed ANZ consumer finance group (formerly FlexiGroup) offering BNPL and personal lending products (ASX:HUM).

Harmoney Investment FAQ

Harmoney FAQ

Yes, Harmoney is publicly traded under the ticker symbol HMY on the ASX / NZX (dual listing). The company went public in November 19, 2020.

Harmoney trades under the ticker symbol HMY on the ASX / NZX (dual listing). It began trading in November 19, 2020.

Harmoney (HMY on the ASX / NZX (dual listing)) shares can be purchased through any standard brokerage account — including Fidelity, Charles Schwab, TD Ameritrade, and online platforms like Robinhood or E*TRADE. Search for the ticker HMY to place an order.

Harmoney went public in November 19, 2020 via ipo, with an offering valuation of approximately $0.07B. Harmoney is publicly traded on the ASX under ticker HMY following its November 2020 dual-listing IPO (ASX/NZX) that raised A$92.5M at a A$353M market capitalisation. The company consolidated to a sole ASX listing in October 2022, citing low NZX liquidity, and was formally delisted from the NZX on 28 October 2022.

Harmoney raised $166M across 5 disclosed funding rounds prior to its public listing.

Harmoney was founded by Neil Roberts in 2013.

Harmoney is headquartered in Auckland, New Zealand.

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