Harmoney is an ASX-listed consumer-direct personal lender operating in Australia and New Zealand. Founded in 2013 and launched in September 2014 as New Zealand's first licensed peer-to-peer lender, Harmoney transitioned to a balance-sheet lending model and ceased originating new retail-funded loans in April 2020. The company offers unsecured and secured personal loans through its proprietary digital lending platform, with its Australian loan book now accounting for more than 53% of total group receivables. Harmoney IPO'd in November 2020 with a dual ASX/NZX listing before consolidating to a sole ASX listing in October 2022.
Harmoney is publicly traded
IPO'd on Nov 19, 2020
This company is no longer available on our private secondary market. Shares can be traded publicly under HMY.
Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Founded
2013
Employees
50–100
Total Funding
$166M
5 rounds
Last Private Valuation
$0.07B
Sep 1, 2015
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Total raised $166M across 5 rounds
Last updated 06-25-2026
| Date | Round | Amount Raised | Valuation | Lead Investors |
|---|---|---|---|---|
| Oct 2019 | Series C | $14.6M | — | Kirwood Capital |
| Oct 2019 | Series C (corporate debt facility) | $13.6M | — | Not disclosed |
| Sep 2015 | Series B (debt + equity) Press release | $130M | $0.07B | P2P Global Investments PLC |
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Entry · Series A
$43M
Jan 2015
Harmoney today
$65M
Sep 2015 · latest mark
Harmoney multiple
1.5x
valuation uplift since first round
Y-axis is logarithmic. Hollow dots = estimated valuations. Does not represent realized investor returns.
David Stevens
Chief Executive Officer
Simon Ward
Chief Financial Officer
Neil Roberts
Chief Product Officer & Founder
Brad Hagstrom
Chief Operating Officer
John Quirk
Chair (Non-Executive Director)
Paul Lahiff
Non-Executive Director
Competitor list is illustrative and may be incomplete, stale, or erroneous.
Plenti
ASX-listed Australian technology-led consumer lender offering automotive, renewable-energy and personal loans (ASX:PLT).
MoneyMe
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Wisr
ASX-listed Australian non-bank lender providing unsecured and secured personal loans (ASX:WZR).
SocietyOne
Australian online personal lending marketplace, now part of MoneyMe.
Latitude Financial
Major ANZ consumer finance and personal loan provider (ASX:LFS).
Humm Group
ASX-listed ANZ consumer finance group (formerly FlexiGroup) offering BNPL and personal lending products (ASX:HUM).
Yes, Harmoney is publicly traded under the ticker symbol HMY on the ASX / NZX (dual listing). The company went public in Nov 19, 2020.
Harmoney trades under the ticker symbol HMY on the ASX / NZX (dual listing). It began trading in Nov 19, 2020.
Harmoney (HMY on the ASX / NZX (dual listing)) shares can be purchased through any standard brokerage account — including Fidelity, Charles Schwab, TD Ameritrade, and online platforms like Robinhood or E*TRADE. Search for the ticker HMY to place an order.
Harmoney went public in Nov 19, 2020 via ipo, with an offering valuation of approximately $0.07B. Harmoney is publicly traded on the ASX under ticker HMY following its November 2020 dual-listing IPO (ASX/NZX) that raised A$92.5M at a A$353M market capitalisation. The company consolidated to a sole ASX listing in October 2022, citing low NZX liquidity, and was formally delisted from the NZX on 28 October 2022.
Harmoney raised $166M across 5 disclosed funding rounds prior to its public listing.
Harmoney was founded by Neil Roberts in 2013.
Harmoney is headquartered in Auckland, New Zealand.
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