Pagaya Technologies is an AI-powered financial technology company that operates a global lending network connecting institutional investors with consumer credit opportunities. The company uses machine learning to assess creditworthiness and automate loan origination and distribution, serving banks, non-bank lenders, insurance companies, and institutional investors across personal loans, auto lending, and point-of-sale financing.
Pagaya is publicly traded
This company is no longer available on our private secondary market. Shares can be traded publicly under its listed ticker.
Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Founded
2016
Employees
476–531
Total Funding
$146M
4 rounds
Latest Valuation
$8.5B
June 17, 2020
Total raised $146M across 4 rounds
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Last updated 05-08-2026
Latest Round
Type
Series D
Date
June 17, 2020
Amount
$102M
Valuation
—
Lead Investors
| Date | Round | Amount Raised | Valuation | Lead Investors |
|---|---|---|---|---|
| June 17, 2020 | Series D | $102M | — | Aflac Global Ventures |
| April 3, 2019 | Series C | $25M | — | Oak HC/FT |
| August 30, 2018 | Series B | $14M | — | Oak HC/FT |
Gal Krubiner
Co-Founder and Chief Executive Officer
Avital Pardo
Co-Founder, Deputy CEO and Chief Technology Officer
Yahav Yulzari
Co-Founder, Deputy CEO and Chief Business Officer
Jonathan Dobres
Chief Financial Officer
Evangelos Perros
Former Chief Financial Officer
Competitor list is illustrative and may be incomplete, stale, or erroneous.
Upstart
AI-powered lending platform providing credit risk assessment and loan origination solutions to banks and credit unions
LendingClub
Peer-to-peer lending platform offering personal loans and marketplace for institutional investors
SoFi
Online personal finance company offering personal loans, student loan refinancing, and other financial services
Enova International
Fintech company operating NetCredit and OnDeck, providing consumer and small business loans with proprietary AI analytics
Zest AI
AI-powered credit underwriting platform providing next-generation credit models for lenders
Prosper
Peer-to-peer lending marketplace connecting borrowers with individual investors
Pagaya completed its SPAC merger with EJF Acquisition Corp on June 22, 2022, at an $8.5 billion valuation. The company began trading on NASDAQ under the ticker symbol PGY on June 23, 2022. As of Q1 2026, Pagaya is a publicly traded company with a market capitalization of approximately $1.25 billion.
Pagaya shares can be purchased through any standard brokerage account — including Fidelity, Charles Schwab, TD Ameritrade, and online platforms like Robinhood or E*TRADE. Search for the ticker to place an order.
Pagaya had a valuation of approximately $8.5B at the time of its public offering. Current market capitalization fluctuates with the share price.
Pagaya raised $146M across 4 disclosed funding rounds prior to its public listing.
Pagaya was co-founded by Gal Krubiner, Avital Pardo, and Yahav Yulzari in 2016.
Pagaya is headquartered in New York, NY, US.
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