Upstart is an AI-driven lending platform that partners with banks and credit unions to expand access to affordable credit. The platform uses artificial intelligence and machine learning to assess creditworthiness beyond traditional metrics like FICO scores and credit reports, analyzing 1,600+ data points to determine loan approvals and rates. Upstart's cloud-based platform enables lenders to automate lending decisions with over 90% fully automated loans requiring no human intervention.
Upstart Network is publicly traded
IPO'd on December 16, 2020
This company is no longer available on our private secondary market. Shares can be traded publicly under UPST.
Company data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Founded
2012
Employees
1,405
Total Funding
$135.65M
6 rounds
Total raised $135.65M across 6 rounds
Funding data and valuation marks are estimates and may be incomplete, stale, erroneous, or revised.
Last updated 06-25-2026
Latest Round
Type
Series D extension (Progressive-led)
Date
April 15, 2019
Amount
$50M
Valuation
—
Lead Investors
| Date | Round | Amount Raised | Valuation | Lead Investors |
|---|---|---|---|---|
| April 15, 2019 | Series D extension (Progressive-led) | $50M | — | The Progressive Corporation |
| March 2, 2017 | Series D (first close) | $32.5M | — | Rakuten |
| July 2015 | Series C | $35M | — | Third Point Ventures |
Dave Girouard
Executive Chairman
Paul Gu
Chief Executive Officer
Anna Counselman
Co-Founder, Head of People & Operations
Sanjay Datta
President, Chief Capital Officer
Competitor list is illustrative and may be incomplete, stale, or erroneous.
Zest AI
AI-driven credit underwriting software providing machine-learning risk models and lending solutions for banks, credit unions, and specialized lenders
Avant
FinTech company providing personal loans and credit cards for debt consolidation, home improvements, and other needs
Prosper
Digital lending platform focused on peer-to-peer lending and personal finance with loans for debt consolidation and home improvement
Upgrade
Consumer credit and banking products provider offering personal loans, credit cards, and checking/savings accounts
LendingPoint
Consumer lending platform providing personal loans and financial products
Best Egg
Personal loan provider offering financing for various consumer needs
Yes, Upstart Network is publicly traded under the ticker symbol UPST on the NASDAQ. The company went public in December 16, 2020.
Upstart Network trades under the ticker symbol UPST on the NASDAQ. It began trading in December 16, 2020.
Upstart Network (UPST on the NASDAQ) shares can be purchased through any standard brokerage account — including Fidelity, Charles Schwab, TD Ameritrade, and online platforms like Robinhood or E*TRADE. Search for the ticker UPST to place an order.
Upstart Network went public in December 16, 2020 via ipo. Upstart completed its initial public offering on December 18, 2020, pricing shares at $20 per share (low end of $20-$22 range) and raising $240 million. Shares began trading on NASDAQ under the ticker UPST on December 16, 2020, opening at $26 and gaining 30% on first day.
Upstart Network raised $135.65M across 6 disclosed funding rounds prior to its public listing.
Upstart Network was founded by Anna Counselman in 2012.
Upstart Network is headquartered in San Mateo, CA, United States.
Access live market data
Sign UpData collected with AI, which can make mistakes. Please double-check this information.